Lab Practical Study Guide - 1424 Words

LAB PRACTICAL 2 * Skin * Comprised of all 4 main tissue types * Epithelial * Connective * Muscular * Nervous * Part of the integumentary system * Function: * Protection * Body temperature regulation * Vitamin D synthesis * Sensation to touch, pressure, pain and temperature * 2 main regions: * epidermis * 5 strata * corneum * top layer, cornified layer, layers of dead cells and soft keratin * lucidum * granulosum * spinosum * basale * deepest layer, contain melanocytes†¦show more content†¦irregular shape * Exceptions: * Umbilical vein carries oxygenated blood from the placenta to the fetus * Umbilical artery carries deoxygenated blood from the fetus to the placenta * Pulmonary artery brings deoxygenated blood away from heart * Pulmonary vein brings oxygenated blood to the heart * Heart * Atrium = receives blood * Ventricles = generates force to propel blood through circ. System * Av valves separate atrium and ventricle * Right atrium and right ventricle = tricupsid valve * Left bicupside valve * 2 systems * pulmonary = low pressure, too and from lung * systemic = high pressure, to and from rest of body * Pulmonary System * Return blood from the body to the right atrium, low in oxygen * Arrives in 2 large veins * 1) superior (upper) vena cava * 2) inferior vena cava * right atrium contracts and sends deoxy blood to right ventricle * passes through right AV valve tricupsid * right ventricle contacts and sends blood to lungs via pulmonary artery * passes through pulmonary valve * right ventricle powers the movement of blood through the pulmonary circulation * blood that returns to the left atrium from lungs *Show MoreRelatedA Laboratory Information Management System1693 Words   |  7 Pagesfor resources. It improves the shift of samples within a lab, which enhances the performance of all staff members. Using a LIMS allows improvements in data precision and this improves the performance of the lab, this insures that things don’t have to be revisited so it saves the laboratory time and money in the future. This type of system provides appropriate levels of security and this enables staff members to trace activity within the lab. There is greater access to resources when using a LIMSRead MoreStudy Guide1489 Words   |  6 PagesEN1320 Composition I SYLLABUS AND STUDY GUIDE TABLE OF CONTENTS SYLLABUS.......................................................................................................................................................................1 Course Summary........................................................................................................................................................2 Learning Materials and References ..............................................Read MoreMethods in Performing Assessment962 Words   |  4 Pagesassessment. â€Å"All learners are entitled to a fair assessment and should be given the best opportunity to demonstrate their ability† (Ann Gravels, 2008, preparing to teach in the lifelong learning sector) Authenticity: The work produced by learner in practical life. Currency: The work is still relevant at the time of assessment. Reliable: An assessment t is reliable when different examiners assessing the same work should award the same scores Sufficiency: Assessment covered by all the standardsRead MoreThe Implementation Of The 21st Century Essay1498 Words   |  6 Pagesstrategies in an attempt to provide a new foundation for laboratory learning. He made distinctions in the terms; activity (exercise), cookbook activity, deductive laboratory, discovery, discretion, experiment, hands-on, inductive laboratory, laboratory, practical work, openness, simulation and verification activity. These terms do not only provide a basis for discussion among science teachers but as an analytical tool to determine the usefulness and appropriateness of the laboratory activity. ClassificationsRead MoreTechnology And Science More Than World War II876 Words   |  4 Pagesinclude huge radar improvements, mass production of penicillin, new products, and nutrition advancements of foods. â€Æ' The first practical radar was created in 1935, though it wasn’t until the war that it saw vast improvements. Radars made the concept of a â€Å"surprise attack† nearly obsolete. This technology allowed nations to track incoming attacks from air, helped guide their bombers to targets, and directed anti-aircraft guns to aircraft high in the air. By constructing complicated electronics thatRead MoreWriting a Letter of Recommendation6680 Words   |  27 PagesWriting a Letter of Recommendation Addendum to Making the Right Moves: A Practical Guide to Scientific Management for Postdocs and New Faculty second edition Burroughs Wellcome Fund Howard Hughes Medical Institute Making the Right Moves: A Practical Guide to Scientific Management for Postdocs and New Faculty, second edition  © 2006 by the Howard Hughes Medical Institute and Burroughs Wellcome Fund All rights reserved. â€Å"Writing a Letter of Recommendation†: Electronic addendum publishedRead MoreThe Study Of A Nurse Educator865 Words   |  4 PagesThe Study of Nursing Nursing is the profession or practice of providing care for the sick and infirm. They have full responsibilities and dedication. They perform physical exams and health histories, provide health promotion, counseling, and education, administer medications, wound care, and numerous personalized interventions. They conduct research in support of improved practice and patient outcomes. Nurses do the best they can to provide the best care for patients. It is very important to takeRead MoreA Interview On The School Of Secondary Curriculum972 Words   |  4 Pagesfocus on eligible content, assessment anchors, and all auxiliary standards. Virtual instructors have the ability to remediate, personalize, and customize their courses to meet the needs of their students where Blended teachers can provide supplemental labs, discussion boards, and podcasts; all instructors are guided by scope and sequence documents. Hallmark 2: Structure the curriculum so that it is closely coordinated. Ms. Crow stressed PA Cyber’s curriculum is aligned to all Pennsylvania state andRead MoreA Research Study On Designing A Holistic Education Program At The University Of Washington1121 Words   |  5 Pagesby HCI principles, who is able to act as a bridge between the technologists building a product and the people using this technology. I am positive that the MHCI+D program at the University of Washington will guide me towards the next level and help me reach my goal. My undergraduate studies at the Birla Institute of Technology Science (BITS) – Pilani, India, has prepared me phenomenally well for the MHCI program. Aside from graduating with first division from the most sought-after department (ComputerRead MoreThe Impact Of Stem Extra Curricular Activities On Student Involvement1634 Words   |  7 Pagessubject areas, and 3. the important role makerspaces fill in addressing the need for positive, out-of-school experiences for underprivileged youth. In addition, the review will also cover what successful research methodologies have been employed to study similar topics in the past. Present state of underprivileged minorities in education and the economy STEM occupations are predominantly populated by White males. Whites and Asians are overrepresented in STEM fields, making up 71% and 14.5 % of the

Personality Profile Reflection Paper - 1336 Words

These tests are designed to inform us of our personality, and advantages and disadvantages that may come with it. The goal is to characterize patterns of behavior, emotions, and thoughts that a person has carried throughout their lifetime. Understanding these patterns of yourself and of those around you is beneficial for group dynamics. The more you know and understand your personality the better you will be able to see how others view and react to you. Personality assessments can help us locate and change our weaknesses. They can help us better understand our motivations, styles of communication, strengths and how well we work with others. In the following paragraphs, I will discuss the insights that I have gained through each†¦show more content†¦It is the power supply towards productivity effectiveness and efficiency. This strength is the perfect driving force for my futuristic strength. Without it, I would not be able to meet those future goals that I am so passionate about. I found it quite interesting that Positivity was listed in my top five strengths. Not that I think that I am a negative person, but I definitely didn’t think it would be one of my top three. People with the strength of Positivity are generous, optimistic, and enthusiastic. They have the ability to lighten the mood within groups and can turn a negative situation into an optimistic one. I have always been one to look at the glass half full and to find hope even in the middle of setbacks. While I don’t believe that my enthusiasm is always at a contagious level, I do think that I look at situations positively more than the average person. The Strategic theme allows you to sort through the clutter and find the best route (www.gallupstrengthscenter.com). People with the strength of Strategic look for different ways to progress and introduce a new way of thinking. I agree that I am a strategic thinker, but I disagree that strategic thinkers make quick decisions. I find it hard to make quick decisions because I tend to overthink and look at situations from multiple points of view and possible outcomes. My last strength that is listed in my top five strengths is Responsibility. PeopleShow MoreRelatedPersonality Profile Reflection Paper1743 Words   |  7 Pagesperformance in the workplace. To provide a personal perspective of personality characteristics, the International Personality Item Pool (IPIP) assessment was used to measure aspects of my personality and how these traits relate to working with others and life within an organization. Key observations provide specific insight into how these are applied to workplace behavior and interactions with others. Personal self-reflection related to workplace behavior is offered, including lessons learnedRead MoreSelf Assessment Of Leadership Practices1019 Words   |  5 Pagesbecoming an exceptional leader while rewarding, is one filled with numerous challenges. Developing the necessary skills required in order to successfully lead others is a life-long process. In this paper, I will discuss in details my leadership qualities. I wi ll include results from my Seven Habits Profile, evaluate my strength and weaknesses and adopt leadership theories that will help guide my self-evaluation. In addition, I will analyze proven theories that will help me address skills, weaknessesRead MorePersonality Profile Essay1107 Words   |  5 Pages Personality Profile MGT/360 Personality Profile In modern business, it is important to have a mindset of sustainability and environmentally friendly business practices. Two fundamental characteristics of an effective and sustainable leadership model are having the foresight of what the company is trying to attain and identifying the worth in the process and supplying the leadership to reach the companies goals. Leadership begins with trusting in the process, and adhering to theRead MorePersonality Profile And Pearson Assessment Results Essay1505 Words   |  7 Pagesâ€Å"Personality is the sum of ways in which an individual reacts to and interacts with others† (Robbins Judge 2009). We are all born with different personalities that are unique. The qualities that make up one’s personality are specific to their life’s purpose. It is our job as humans to identify how to best use our personalities for the greater good and make a difference. According to the Myers-Briggs Type Indicator, my personality was determined to be ENFP. As an ENFP, I thrive when I am aroundRead MoreAnnotated Bibliography On The Implications Of Psychopathic Personality Traits For Successful And Unsuccessful Political Leadership1312 Words   |  6 PagesImplications of psychopathic Personality traits for successful and unsuccessful political leadership. Journal of Personality and Social Psychology, 103(3), 489-505. Lilienfeld et al., (2010) examined the attentiveness of psychopathic personality traits that aligned with job performance and leadership of the past presidents including George W. Bush, whereas their successful or unsuccessful behaviors were a matter of public records. The description of a psychopathic personality is conveyed as superficialRead MoreColl 148 Critical Thinking Entire Course - Devry1308 Words   |  6 Pageshttp://acehomework.com/searchquick-submit.sc?keywords=COLL+148 If You Face Any Problem E- Mail Us At JohnMate1122@gmail.com Week 1 Journal Question 1: If you have a disagreement with your supervisor at work. Question 2: If your class paper or project receives a failing grade from your professor. Question 3: If you are having a disagreement with someone for whom you care deeply for. Question 4: If you see that someone is struggling and having a hard time â€Å"making it† Question 5: NowRead MoreColl 148 Critical Thinking Entire Course - Devry1308 Words   |  6 Pageshttp://acehomework.com/searchquick-submit.sc?keywords=COLL+148 If You Face Any Problem E- Mail Us At JohnMate1122@gmail.com Week 1 Journal Question 1: If you have a disagreement with your supervisor at work. Question 2: If your class paper or project receives a failing grade from your professor. Question 3: If you are having a disagreement with someone for whom you care deeply for. Question 4: If you see that someone is struggling and having a hard time â€Å"making it† Question 5: NowRead MoreMy Personal Reflection On Micro Teaching982 Words   |  4 PagesMicro-Teaching Reflection I had the pleasure of completing the Micro-Teaching Project at Morningside Elementary School, alongside my mentor teacher, Ms. Beccy Anderson, in her Kindergarten classroom. In this paper, I will share with you a personal reflection of my experience; the process, the school, the mentor teacher, the students, and the lessons. The Process Beginning the Micro-Teaching Project was a simple task, as I was able to plan ahead. Prior to the semester beginning I spoke with Ms. BeccyRead MorePhilosophy Paper #1: Personal Identity1046 Words   |  5 PagesPhilosophy Paper #1: Personal Identity What is personal identity? This question has been asked and debated by philosophers for centuries. The problem of personal identity is determining what conditions and qualities are necessary and sufficient for a person to exist as the same being at one time as another. Some think personal identity is physical, taking a materialistic perspective believing that bodily continuity or physicality is what makes a person a person with the view that even mental thingsRead MoreDouble Indemnity Film Analysis756 Words   |  4 PagesThe movie Double Indemnity is a film-noir style of film directed by Billy Wilder and released in 1944. This paper explores the formal elements displayed in the selected clip as well as the stylistic choices made by the director. The clip lasts for two and a half minutes and is comprised of five shots. The sequence takes place amid downtown Los Angeles and centers on the events of an insurance representative returning to his office at nighttime. The first shot features Mr. Neff, the protagonist

Financial Planning and Forecasting

Question: Discuss about theFinancial Planning and Forecasting. Answer: Introduction Traditionally, purchasing a new car always involve two parties namely the buyer and the seller (car dealer). However, with the introduction of the employer in a car purchasing deal, the employees can only save a lot of through a leasing arrangement known as the salary sacrifice and Fringe Benefits Tax (FBT). Likewise, the employees have been saved the stress of doing a lot of paperwork to obtain car loans. This paper will; one, elaborate the application of salary sacrifice and how it works; two, provide examples to illustrate the calculation of salary sacrifice; three, define Fringe Benefit Tax (FBT) and how its introduction would impact the application of salary sacrifice; and four examine the comparison between salary sacrifice and borrowing money to purchase a car. The assignment uses the Australia as the case study because salary sacrifice and FBT is applicable here. Definition of Salary Sacrifice The Salary sacrifice is also known as the remuneration packaging or salary packaging. It refers to an arrangement between the employee and the employer where the former forgoes part of future wages or salary to finance a car while the latter provides them while a benefit of the same value as the foregone salary (Carr Chan, 2004, p. 3). This is a form of novated lease, as it is known in Australia, where an employer (a new party is introduced in a purchase agreement. The employer makes the car payments on behalf of the employee out of the pre-tax income. The whole process is straightforward and simple (HR Block, 2016). How it works Novated leasing via salary sacrifice can be stretched between two and five years after which the buyer (an employee in this case) can either trade the old car for a new model; i.e. a new lease agreement or pay a pre-determined buy-out amount and keep the leased car (The Fleet Network, 2016). Many people confuse novated lease and care to rent. However, it should be understood that car rental that takes place in the airports involves paying a considerable amount of money for already used cars. While, novated lease involves dedicated a particular portion of your salary to pay for a new car (Kluwer, 2016, p. 67). Under salary sacrifice via novated lease, the employer leases a new car on behalf of his/ her employee although the payment responsibility lies with the employee and not the employer. Deductions are paid from the employees salary before the taxable income is calculated which reduces the tax bills for the employee (Insight Accounting, 2016, p. 31). Examples Example One Calculate the amount saved per year by an employee, earning a gross salary of $50,000 annually, who want to purchase a new car with a price tag of $ 27,091 using salary sacrifice. The car is expected to cover 15,000 km per annum under a lease term of five years. The expected total annual cost of operating the car is $ 10,583, GST inclusive. The cost comprises of financial expenses, maintenance fees, Fuel, Tyres, Registration, and Insurance. Solution Savings made using Salary sacrifice Without Sacrificing ($) With sacrificing ($) Gross Salary per Annum 50,000 50,000 Less: motor Vehicle 0 5,422 FBT 0 0 GST from the employee's contribution 0 468.27 Sub Totals 50,000 44,109.73 Add: tax credits (input) 0 961.32 Taxable Income 50,000 45,070 Taxes 9,300 7,747 Net salary before contribution 40,700 37,323 Less: Contribution 10,573.92 5,151 Net Income 30,126.08 32,172 Salary sacrificing benefit in a year 2,045 Note: During the lease term the employee will save a total of $ 10,225 ($2,045*5) Example Two: Determine the amount saved per year by an employee, earning a gross salary of $100,000 annually, who want to purchase a new car with a price tag of $ 67,825 using salary sacrifice. The car is expected to cover 15,000 km per annum under a lease term of five years. The expected total annual cost of operating the car is $ 21,466, GST inclusive. The cost comprises of financial expenses, maintenance fees, Fuel, Tyres, Registration, and Insurance. Solution Savings made using Salary sacrifice Without Sacrificing ($) With sacrificing ($) Gross Salary per Annum 100,000 100,000 Less: motor Vehicle 0 8,860 FBT 0 0 GST from the employee's contribution 0 1,152 Luxury vehicle charge 0 18 Sub Totals 100,000 89,970.00 Add: tax credits (input) 0 1,958 Taxable Income 100,000 91,928 Taxes 26,700 23,551 Net salary before contribution 73,300 86,377 Less: Contribution 21,541.00 12,680 Net Income 51,758.00 55,697 Salary sacrificing benefit in a year 3,938 Note: During the lease term the employee will save a total of $ 19,690 ($3938*5) Benefits of Salary Sacrifice There are several benefits associated with salary sacrifice. First, it is cost effective. An employee pays for the leased car using the pre-tax income i.e. the amount of contribution is not subjected to tax. Second, an employee attains a higher buying power if he/ she obtains the novated lease via a fleet company. That is, the employee would get a larger discount by using the fleet company as compared to obtaining the lease under dealership (Straton, 2016, p. 67). Third, obtaining salary sacrifice via novated lease is flexible. A buyer can easily exchange the car for a new model at the end of the lease period. Depending on the structure of the lease, the buyer can either get a new car at the end of the period or pay the residual cost and retain the old car (Pyefinch, 2016). Lastly, the servicing of the car is done by the fleet company, therefore, saving the employee time that would have been spent seeking the servicing. Likewise, the employee does not incur the servicing cost because the costs are already included in the lease payment (Carr Chan, 2004, p. 5). Definition of Fringe Benefit Tax The employees benefit that arises from novated lease can be subjected to Fringe Benefits Tax (FBT) which is referred to like an individual tax payable imposed by the Federal government on the benefits arising from salary packaging benefits (Australian Government, 2016, p. 5). The employer has the responsibility of paying the FBT on the benefits received by their employees under the sacrificing agreement. The FBT reduces the amount of salary received by the employee. The introduction of the FBT was introduced by the Federal Government of Australia during the 2011/ 2012 budget announcement (Straton, 2016). However, it should be noted that some employers like those in public hospitals, health charities, and public benevolent organizations are not subjected to FBT unless the total benefits offered to an employee exceeds the acceptable threshold (The Fleet Network, 2016, p. 43). How it Would Affect Salary Sacrifice The Fringe Benefits Tax is determined using the statutory Formula method provided by the Federal government. The FBT payable per annum is established by exercising the statutory percentage on the cars FBT Base value (which refers to the purchase price fewer government charges). The figure obtained is then multiplied by the number of days the employee used the vehicle, gross-up factor (which is a constant of 2.0647) and the FBT rate (current standing at 46.5%) (Carr Chan, 2004, p. 11). Conversely, it should be pointed out that the statutory percentage is based on the number of kilometres the vehicle travelled in a year (note that there exist no difference between private and business use). The statutory percentages announced by the Federal government were as follows Kilometres travelled in a year Statutory Percentage 14,999 km and below 26% 15,000 to 24,999 20% 25,000 to 39999 11% Over 40,000 7% Calculating FBT: Example Calculate the FBT tax payable for a Novated lease involving a car with an FBT base value of $50,000 which covers 20,000 km in an FBT year (agreement entered in 2011). The employee has the opportunity of using the car for 365 days in a year. Also note that a full FBT year comprises of 365 days (not a leap year). Solution The taxable Value is calculated as follows; = Base Value * Statutory Percentage * Days available for use/ Days during a full FBT year = $50,000 * 20% * 365/365 = $10,000 Calculating FBT tax payable = Taxable Value * Gross-up Factor * FBT rate = $10,000* 2.0647* 46.5% =$96,600.85 The calculated FBT tax payable is subtracted from the employees package as an expense. FBT is a liability that reduced the savings under the Novated lease. Therefore, the FBT tax payable reduces the employee benefits. Although this is an expense, the employee would still save a reasonable amount compared to either obtaining a loan to finance a car or buying it without salary sacrifice. Comparison Between Salary Sacrifice and Borrowing Money for a Car A comparison between salary sacrifice through Novated lease and car loan indicates that the former comes with much benefit. A loan is financed using a post-tax income while the lease is financed using pre-tax income (HR Block, 2016). The buyer lowers the taxable income leading to more benefits under Novated lease. The same case applies to comparing Novated lease and normal payments for a car (The Fleet Network, 2016, p. 51). Conclusion The study has established that the employees benefit more under the salary sacrificing via Novated lease. This attribute is evident under the calculations comparing financing a car with and without salary packaging. However, it has also been established that FBT tax payable that was introduced by the Australian Federal Government reduces the employee benefits under Novated lease. Irrespective of the changes brought about by the introduction of FBT, employees still enjoy reasonable benefits. References List Australian Government, 2016. Salary sacrifice arrangements for employees, Sydney: Australian Taxation Office. Carr, S. A. Chan, C., 2004. New Zealand?s Fringe Benefit Tax 20 years on: An Empirical Investigation into Employers? Perception. New Zealand Journal of Taxation Law and Policy , Volume Vol. 10, No. 3. , pp. pp. 3-11. HR Block, 2016. What Is Salary Sacrifice?, Sydney: HR Block. Insight Accounting, 2016. Novated leases and FBT explained, Sydney: Insight Accounting. Kluwer, W., 2016. Australian Income Tax Legislation 2016. Sydney: s.n. Pyefinch, J., 2016. Everything you need to know about novated leasing, Australia: Cars Guide. Straton, 2016. Novated Leasing Salary Packaging , Sydney: Straton. The Fleet Network, 2016. What is salary sacrificing, and how can it benefit me?, Sydney: Fleetnetwork.com.